Get a quote
Get a quote
Underwritten by Aviva Insurance Limited Aviva logo
Trustpilot

Worldwide protection
for your valuables
& jewellery

Get a quote in seconds...

Save 10% when you insure two or more items

Enter the value of your items below

*Required Field.

Insure your jewellery, including rings & watches, in the UK & abroad

Whilst travel insurance will look after you if something should happen to you on your trip, what about your valuables? What if you were to have your watch stolen whilst on holiday? Or the engagement ring you’ve spent months saving for was to be lost or accidentally damaged. Don’t let these things put a damper on your getaway and protect them with specialist insurance.


Whether it’s a family holiday to France, or you’re planning to pop the question on a beach in the Bahamas, you want to make sure that you and your valuables are protected against the unknown.

Worldwide Cover

Whether you’re enjoying a staycation in Cornwall, or going to the Rocky Mountains, we’ve got you covered.

Multi-Item Discount

Looking to insure more than one item? You’ll save 10% on your quote if you insure them on one simple policy.

Accidental Damage

Protect your valuables on holiday against accidental damage.

Theft

Cover your valuables in case they were stolen during a break in or being worn.

Protected with your family

Cover extends so that your valuables are also covered if they’re being worn by an immediate family member.

What does our worldwide jewellery insurance cover?

What's covered

  • Worldwide

We offer worldwide cover as standard which means we will repair or replace your items, wherever the incident occurred, up to a maximum of £30,000. 

Providing that you are a UK resident, your policy allows you to enjoy peace of mind wherever you are with unlimited international cover on all policies.

  • Loss

Our policy covers loss of items wherever you are, which means that you have fail-safe security and protection should you accidently lose your jewellery at home, away from the home or out of the country.

In the event of a claim due to theft, partial loss, loss or malicious damage, you must report the incident Police within 24 hours and obtain a Crime Reference and/or log number.

  • Accidental damage

We cover accidental damage, home and away as standard. Whether your jewellery is dropped and smashed or sustain other accidental damage, you can rely on our policy to cover the cost of repair or replacement.

Partially damaged items are also covered for the cost of repair and/or restoration, plus the amount of any depreciation, providing that the cost of this does not exceed the full value of the item.

  • Theft

If your jewellery is stolen during a break-in at home, or whilst being worn by you or an immediate family member outside of the home, our policy gives you the cover you need to replace them. 

In the event of a claim due to theft, partial loss, loss or malicious damage, you must report the incident Police within 24 hours and obtain a Crime Reference and/or log number.

Keep your jewellery insured

To ensure your jewellery is covered by our policy you will need to take the following measures. 

  • Theft or loss away from home

We can't provide cover against theft or loss away from home unless the item:

Is being worn by you or your immediate family

Is being carried under your close personal custody or control or that of your immediate family

Is deposited in a bank or locked safe

  • Theft at home

We can't provide cover against theft from your home unless your jewellery is kept inside the home and any security devices are in operation and there is clear evidence of forcible and violent entry or exit

  •  Evidence of ownership

We cannot provide cover where no evidence of ownership or a jewellery valuation has been provided

What's not covered

  •  Loss cover if item not insured with 60 days

If the item you are wanting to insure was purchased/gifted more than 60 days ago, and you have not had it insured in the last 60 days, then loss cover will be excluded. Your policy will still provide cover for theft and accidental damage for all items you have chosen to insure with us

  • Wear and tear

We cannot provide cover against damage caused by wear and tear

  • Unmounted gemstones

We cannot cover against loss or damage to any unmounted gemstones

  • Certain imported items

Any imported item where appropriate UK customs duty has not been paid or where evidence cannot be provided

For more information about what isn’t covered under the terms of our valuables insurance, please read our insurance booklet.

Check out some of our great reviews

Trustpilot

Terms and conditions apply.

Please enter a valid email address.

Please Please tick one of the boxes below.

Let's stay in touch. Sign up to receive special offers and exclusive discounts.

Sign me up

Your data is safe with us and you can unsubscribe at any time. For more information, please see our Privacy policy.

Thank you for subscribing, you’ll be hearing from us soon!