Flexible valuables insurance to suit your needs
Insure your most treasured personal possessions through experts you can trust
Theft, Loss* and Accidental Damage cover- Worldwide cover included
- No hassle claims service
- Monthly payments available
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Valuables insured through Ripe:
What does valuables insurance cover?
What's covered
- Accidental damage to your valuables at home or away, with cover for repair, replacement, or restoration up to their full value
- Theft of your valuables during a home break-in or while being worn outside the home, providing you have reported the incident to the police within 24 hours and obtained a Crime Reference or log number
- Loss of your valuables wherever you are, providing you have reported the incident to the police within 24 hours and obtained a Crime Reference or log number
- Worldwide cover up to £30k
What’s not covered?
- Loss of your valuables if they were purchased or gifted more than 60 days ago and you have not had it insured in that time
- Wear and tear
- Unmounted gemstones
- Imported items where appropriate UK customs duty has not been paid or where evidence cannot be provided
For more information about what isn’t covered under the terms of this valuables insurance, please read our valuables insurance booklet.
Why consider valuables insurance?
Valuable items aren’t just about money—they often hold sentimental meaning, too. Whether it’s a watch collection you’ve carefully built through the years, or a family heirloom passed down through generations, losing or damaging it can be devastating.
Imagine accidentally dropping your vintage watch, cracking the glass and damaging the mechanism. Or perhaps your favourite diamond necklace gets stolen from your hotel safe while you’re on holiday. With specialist valuables insurance, you’d have peace of mind knowing the repair or replacement costs would be covered, saving you from unexpected expenses and ensuring your treasured items are protected.
How to insure valuable items
With Ripe, the process is simple. We arrange specialist valuables insurance that provides flexible cover against theft, loss, and accidental damage, whether you’re at home or on the go.
To get started, follow these simple steps:
- Get an instant online quote – enter details about your valuable items (such as jewellery, watches, or rings)
- Insure with confidence – enjoy peace of mind knowing your valuables are protected Worldwide, without being over or under insured
With tailored valuables insurance, you have the option of additional coverage for high-value items, giving you extra reassurance.
Insurance Booklet