Holiday home insurance

Peace of mind protection when your holiday home is used by you, friends & family or a holiday let.  

Specialist holiday home insurance can cover your home and its contents should the worst happen. Some of the key features of a holiday home insurance policy can include: 

Holiday let insurance:  

Holiday let insurance is specialist cover that protects you from the risks associated with renting your holiday home to paying guests, plus friends and family, on a short-term basis.  

As well as buildings and contents insurance, policies typically cover public liability, accidental damage, loss of rent, and periods when the property is unoccupied. A standard home insurance policy is not sufficient to cover your holiday let as it will not cover commercially letting your home, which will probably invalidate the policy.  

Types of holiday home insurance:  

Second home insurance:  

A second home insurance policy is cover for a property that is not your primary residence. Secondary residence insurance is an important consideration, as you can’t insure a second home on a standard home insurance policy.  

This type of policy can provide buildings and contents cover, which can be bought as separate policies or as a joint policy.  

Cover can include:  

 

Airbnb insurance:  

An Airbnb policy covers what you might need as an Airbnb host, including host public liability insurance and loss of rental income protection. It also covers your home should the property be damaged or stolen.  

On an Airbnb insurance policy, buildings and contents insurance can be bought separately or combined into one.  

Cover can include:  

 

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