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Underwritten by Aviva Insurance Limited
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Reiki Insurance

Reiki insurance with individuality

  • UK customer service team
  • Rated ‘Excellent’ on Trustpilot
  • Underwritten by Aviva
  • Award-winning insurance

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What is reiki?

Reiki is a Japanese word that means universal energy. It’s a form of alternative medicine where practitioners use hands-on or palm healing. This treatment is said to encourage physical and emotional healing.

Why should a reiki practitioner consider insurance?

If you practise the art of reiki, having insurance in place can help you focus on your work and worry less about any potential issues.

Having specialist insurance in place can ensure you’re protected if something was to happen to your equipment or your business premises, or if a client was to make a claim against you.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98% of our customers intend to renew their cover with us.

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Our cover
Important documents
Why choose us?
FAQs
Help and advice

What does reiki insurance with Ripe cover?

What's covered

  •  Public and Products Liability

Up to £10m of cover is included as standard and can protect you against third-party claims for injury or property damage.

  • Treatment risk cover

Protects your liability against third-party claims for injury or property damage following beauty treatments up to the value of £5m.

What's not covered

  • Working abroad

Policyholders working in the UK can only be covered. Claims brought in from another country cannot be covered.

 

  • Injury to the public whilst teaching

Teaching cover does not include this, as students must have their own insurance to protect their liability.

 

  • Closure due to disease

Business interruption cannot be covered due to disease outbreaks classified as pandemics by the World Health Organisation.

 

  • Theft from unattended and unlocked vehicles

Theft from unattended vehicles cannot be covered, unless all points of access are locked or the vehicle is stolen at the same time.

 

  • Exclusions to buildings, shop front, and contents cover

Excludes wear and tear, manufacturing faults, vermin, or inherent defects, alongside theft and escape of water if the salon has not been occupied for 30 consecutive days.

 

  • Exclusions to money cover

Excludes theft from employees if not reported to the police within 7 days and theft from an unattended vehicle.  

What's optional

  • Contents, stock, and shop front cover

You can cover your contents, stock, shop front, fixtures, and fittings up to a combined value of £250k.

  •  Employers’ liability

This cover protects your liability following illness or injury to an employee up to the value of £10m.

  • Buildings cover

We provide up to £500k of cover for your salon’s building, including any outbuildings, walls, gates, and fences.

  • Teaching cover

Provides cover for compensation sought following a negligent act in respect of providing teaching services where you have received a fee.

  • Money cover

You can cover the theft of money from your business up to the value of £2,500.

  • Business interruption

Covers loss of turnover or the additional costs of keeping your business running up to the value of £500k if you cannot trade.

  • Legal cover

You can select up to £100k of cover for costs incurred from defending or pursuing a claim for a range of legal issues.

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Important documents

If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.

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Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Reiki insurance FAQs
  • How much does reiki insurance cost?

    • Several factors dictate how much a reiki insurance policy costs. These factors can include personal circumstances and what level of cover and any optional extras you require.

      The quickest way to find out the price of insurance is to get an online quote. Through Ripe, you can get a quote within minutes.

    Am I covered if I’m teaching reiki practitioners?

    • Yes, you can obtain insurance if you’re training reiki practitioners for a fee. However, it’s an optional extra so you need to make sure you select it as part of your policy otherwise you will not be covered.

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