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Underwritten by Aviva Insurance Limited
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Face Painting Insurance

 Insurance for face painting with individuality

  • UK customer service team
  • Quick and simple process
  • Over 25 years' experience
  • Award-winning insurance

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Why is insurance for face painting important?

Face painting can be a magical, transformative experience for children and for adults too. As a professional face painter, you’ll have creative skills that can bring joy to any client. However, as you’re working face-to-face, as well as using various materials and products, as always there is an element of risk.

Insurance for face painting can give you the peace of mind if an accident were to occur—such as injury to clients, damage to property, stock or your equipment. 


Whether it’s a side hustle or full-time job, the risk is the same, so you may want to consider insurance for face painting.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98% of our customers intend to renew their cover with us.

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Our cover
Important documents
Why choose us?
Help and advice

What does face painting insurance with Ripe cover?

What's covered

  • Public and Products Liability

Up to £10m of cover is included as standard and can protect you against third-party claims for injury or property damage.

  • Treatment risk cover

Protects your liability against third-party claims for injury or property damage following treatments up to the value of £3m.

What's not covered

  • Working abroad

Only policyholders working in the UK can be covered. claims brought in from another country cannot be covered.

  • Injury to the public whilst teaching

Teaching cover does not include this, as students must have their own insurance to protect their liability.

  • Theft from unattended and unlocked vehicles

Theft from unattended vehicles cannot be covered, unless all points of access are locked or the vehicle is stolen at the same time.

  • Exclusions to money cover

Excludes theft from employees if not reported to the police within 7 days and theft from an unattended vehicle.  

What's optional

  • Contents, stock, and shop front cover

You can cover your contents, stock, shop front, fixtures, and fittings up to a combined value of £250k.

  • Employers’ liability

This cover protects your liability following illness or injury to an employee up to the value of £10m.

  • Teaching cover

Provides cover for compensation sought following a negligent act in respect of providing teaching services where you have received a fee.

  • Money cover

You can cover the theft of money from your business up to the value of £2,500.

  • Business interruption

Covers loss of turnover or the additional costs of keeping your business running up to the value of £500k if you cannot trade.

  • Legal cover

You can select up to £100k of cover for costs incurred from defending or pursuing a claim for a range of legal issues.

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Important documents

If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.

Other beauty trades we insure

Hairdressers

Beauticians

Nail Technicians

 

We also cover a list of treatments included as standard for each trade. You can view them here.

 

Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Face painting insurance FAQs

How much does insurance for face painters’ cost?

The price of insurance for face painters may vary depending on factors such as your experience and where your business is based.

We understand that there is nothing worse than paying for something you don’t need. That’s why with Ripe you can choose the level of cover that you need.

What is included in face painting insurance?

As standard, you may want to consider:

  • protection against third-party claims for injury or damage to property
  • cover for treatment risks

Face painting Insurance through Ripe includes protection against third-party claims for injury or damage to property. This may be needed, for example, if you were to poke someone in the eye with a paint brush or get paint on their new handbag causing permanent damage, you would be covered.

The insurance through Ripe also includes cover for treatment risks, meaning if your client were to experience a reaction to your products, you would be covered.

As well as this, you can also pick and choose what you need via optional additions.

Help and advice for your business

A guide to starting a beauty business

Looking to start your own beauty business? Here is our ultimate guide on how to get started.

Read our business guide here

The ultimate guide to hairdresser equipment

As a hairdresser, it's vital that you have the right tools. Here is our guide on getting the best equipment.

Read our guide here
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