Underwritten by Aviva Insurance Limited

Barber Insurance

Barber insurance with individuality

  • UK customer service team
  • Quick and simple process
  • Over 25 years' experience
  • Award-winning insurance

Get a quote

Why should I consider barber insurance?

As with any small business, there is always the potential risk of accidents. And in the event an accident does occur, it’s worth considering having financial protection.

With 90% of men seeing their hair as a big part of their identity, your role as a barber can be really rewarding in boosting your clients’ confidence.

Many professional barbers will not only cut and style their clients’ hair, but you’ll likely be providing grooming services for facial hair, too. All of this comes with a responsibility to your clients and can carry potential risks.

If you employ other people as part of your business, it’s also a legal requirement that you have Employers’ Liability cover to protect them against any potential personal injury claims.

If you focus on hair, you may want to consider hairdresser insurance through Ripe. We also offer barber shop insurance if you’re a barber shop owner.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98% of our customers intend to renew their cover with us.

What does barber insurance with Ripe cover?

Meet our expert

“Barber insurance is designed to protect you and your business against any potential claims from clients. It can also provide financial protection if something was to happen with your business premises or your equipment.”

Dan Dawson

Underwriting Manager

Check out profile

Other beauty trades we insure

 

We also cover a list of treatments included as standard for each trade. You can view them here.

 

Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Barber insurance FAQs

What information do I need to get a quote for barber insurance?

To get a quote from us, you’ll need to know the type of policy you’re looking for as well as your main trade (you have the option to add further trades if you wish) and how many years of experience you have.

We’ll also need to know your business’ details and what cover you would like to include in your policy. Get a quick quote online today.

How much does barber insurance cost?

There are many factors that can affect the cost of your barber insurance, such as the amount of experience you have and where your business is based.

One of the main factors is the level of cover you choose. This is why here at Ripe, we give you as much control as possible over your insurance policy so then you’re not paying for cover you don’t need.

Barber insurance through Ripe provides public and products liability cover as well as treatment risk cover as standard, with a wide range of optional add-ons to tailor your policy to your business needs.

What’s the difference between business insurance and barber insurance?

There are various differences between standard business insurance and barber insurance. Insuring your business through Ripe with specialist barber insurance allows you to tailor your policy specifically to your business. For example, standard business insurance may not include things like treatment risk cover, which you can opt to include in your barber insurance policy.

What insurance should I consider as a barber?

Public and products liability as well as treatment risk cover is included in your policy as standard. Public liability cover protects you from potential third-party claims, such as personal injury, property damage, or other treatment-related issues.

Additional cover includes:

• Employers' Liability: this is a legal requirement if you employ people as part of your business. It covers your legal liability for bodily injury

• Equipment Cover: this covers damage to or theft of equipment you use as part of your business

• Money Cover: this provides cover if any money is stolen from your business premises or in transit

• Buildings Cover: additional cover to protect the barber shop you own or you’re responsible for

Do barbers need public liability insurance?

It is not a legal requirement for barbers to have public liability insurance, but it may be worth considering as it can provide you with financial protection and peace of mind should you face a claim from a third party.

For example, if a client were to have a reaction to a product you’ve used and decide to make a claim against you, providing you have already completed a patch test, public liability cover could help provide financial protection should the claimant be successful.

Does barber insurance cover freelance and mobile barbers?

Whether you rent a chair in a barber shop or work as a freelance or mobile barber, barber insurance through Ripe provides the same cover and policy options. This includes public and products liability, treatment risks, stock, equipment, money, and legal cover.

How do I make a claim?

If you need to make a claim, then simply call us on 0333 400 9296 to speak with our claims handlers at The Davies Group. Their opening hours are 9.00am to 5.30pm from Monday to Friday, excluding bank holidays. You can also send them an email at newclaim.smallbusiness@davies-group.com.

Help and advice for your business

A guide to starting a beauty business

Looking to start your own beauty business? Here is our ultimate guide on how to get started.

Read our business guide here

The ultimate guide to hairdresser equipment

As a hairdresser, it's vital that you have the right tools. Here is our guide on getting the best equipment.

Read our guide here

Content reviewed: 28th January 2024

Reviewed by: Dan Dawson

Please enter a valid email address.

Please Please tick one of the boxes below.

Let's stay in touch. Sign up to receive special offers and exclusive discounts.

Your data is safe with us and you can unsubscribe at any time. For more information, please see our Privacy policy.

Thank you for subscribing, you’ll be hearing from us soon!