Why do you need specialist shooting insurance?
Whenever you are on a shoot, it's worth knowing you have protection should the worst happen. With shooting insurance, you would be covered in the event you cause an injury to someone, or if you damage property, while on a shoot.
Ripe specialises in shooting insurance for all types of shooting, from rough and clay pigeon shooting through to pest control and if you need gun insurance we’ve got you covered.
Many shooters mistakenly rely on their household insurance rather than specialist shooting insurance to cover their shooting equipment. Unfortunately, in most cases, household insurance won’t cover incidents outside of the home such as those at the gun club, at a shoot or in transit. With specialist shooting insurance, you’re covered both inside and outside the home and you avoid raising your household premium if you do happen to make a claim.
With Ripe, you only pay for the cover you need so you can build your own specialist shooting insurance policy. No frills, just great value cover, allowing you to enjoy your sport with total peace of mind.
Why choose Ripe for shooting insurance?
Public Liability cover up to £10m
Public Liability insurance gives you essential cover whilst out on shoots, in case you injure someone or damage someone's property.
Equipment cover up to £50k
With specialist shooting insurance from Ripe, we cover up to £50,000 of shooting equipment in case any of your kit gets lost, damaged or stolen.
Personal Accident cover up to £50k
Specialist shooting insurance from Ripe also offers Personal Accident cover to protect you if you're unfortunate enough to sustain a serious injury whilst out on a shoot.
What does shooting insurance cover?
What's covered
- Public Liability cover
Public Liability insurance provides up to £10m of cover if you cause an injury to someone else or damage someone’s property during your shoot - Personal accident insurance
Personal Accident cover for up to £50,000 can help cover the costs if something were to happen to you on a shoot, such as death, loss of limbs, loss of hearing, loss of sight, permanent total disablement or you require dental treatment - Shooting equipment cover
Up to £50,000 cover for theft and accidental damage of shooting equipment and up to £12,000 for a single item. You can also replace your equipment on a New-for-Old basis if the item is less than three years old, providing it was bought new and you have proof of ownership. Shooting equipment that is over three years old will be replaced on the market value at the time of damage or loss
What's not covered
- Liability to any of your employees
- Any wilful, malicious or unlawful act
- Any loss, theft or damage to shooting equipment which is hired, loaned or entrusted to you
What's optional
- Worldwide cover
Cover for a maximum of 90 days of the year
- Excess Waiver
With this option, you will not need to pay any excess charges on any equipment or dental claims
- Legal protection
Legal advice of up to £100,000 to help you continue participating in the sport you love