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Flexible insurance for your motorhome or campervan

Protection for your open road adventures

  • UK customer service team
  • Rated 'Excellent' on Trustpilot
  • Dedicated claims team
  • Underwritten by ERS

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Specialist insurance that sets you free

Your motorhome or campervan is your pride and joy, a place where you can go on adventures in your home away from home. That’s why we’ve made it as easy as possible to build an insurance policy that’s right for you. You can get an online quote in just a few clicks, leaving you to sit back and relax knowing you’re fully protected.

Why choose Ripe?

European Cover

Extended cover to include travel to a range of countries across continental Europe for up to 90 days in one trip or 180 days in the year.

Simplicity is key

We’ve made sure everything’s taken care of, with automatic checks including driving licence validation and claims experience, resulting in a speedy online quote and buy process.

Conversions covered

If you’ve been creative and made your home on wheels your own, cover can be provided for DIY conversions too.

Don't just take our word for it

See for yourself why other motorhome or campervan owners choose Ripe:

Trustpilot

What does motorhome or campervan insurance cover?

What's covered

  • Public Liability cover
    Unlimited cover for death or injury caused to a third party. £20m cover for damage caused to someone else’s property. £5m cover for legal costs
  • Theft, accidental damage, fire, and flood cover
  • Equipment and accessories
    Cover for additional items for your motorhome or campervan (e.g. awnings, utensils, camping equipment, etc.)
  • New-for-old cover
    Cover applies if your motorhome or campervan is bought new, less than 2 years old, and has done fewer than 12,000 miles
  • Emergency accommodation cover
    Covers cost of hotel accommodation or replacement vehicle hire if your motorhome or campervan is stolen, damaged, or uninhabitable and you’re more than 50 miles from home

What's not covered

  • Carrying more than 8 passengers
  • Claims made when renting out your motorhome or campervan
  • Can’t be primary residence
    Motorhome or campervan also can’t be slept in for more than 9 months of the year
  • Motorhome or campervan being used for business
  • Claims where driver does not have a licence or is disqualified

What's optional

  • Enhanced windscreen cover
  • Personal accident
    Cover for serious injury or death following an accident in the motorhome
  • Continental Europe
    Extended cover to include travel to a range of European countries for up to 90 days in one trip or 180 days in the year
  • Legal expenses
    Legal costs or expenses to assist recovery of uninsured items relating to personal injury or damage
  • Key cover
    Following damage or theft, up to £1,500 to replace keys and locks

What does motorhome or campervan insurance cost?

The cost of motorhome or campervan insurance can depend on a number of factors. These include:

  • The price and age of your motorhome or campervan
  • No claims bonus
  • The area you live in
  • Annual mileage
  • Additional drivers, if any
  • Security measures (e.g. any alarms you have, if you keep your campervan in a garage)
  • Your personal circumstances (e.g. driving experience, your age)

How can I make my motorhome or campervan insurance cheaper?

If you want to try and make your insurance cheaper, you have several options:

  • Security measures

Fitting trackers and alarms to your campervan can help bring the cost of your insurance down. Wheel clamps are also a good security measure

  • Parking

If it’s an option for you, keep your motorhome in a garage, secure car park, or on a driveway behind a locked gate

  • Driving qualifications

If you have advanced driving qualifications, this can help bring the price of your insurance down

What details do I need when getting a motorhome or campervan insurance quote?

If you want to speed up the process of getting a motorhome or campervan insurance quote, make sure that you have the following details to hand:

  • Driving license

Details on the type of driving licence you have and how long you have had it.

  • Your licence

Your name, age and address. You will also need the details of any other named drivers you want on your policy.

  • Your motorhome or campervan

You will need to know the age, model, and make of your motorhome or campervan. Also, the estimated mileage, what fuel it uses, where it’s kept and its current value.

  • Proof of no claims

You can transfer no claims discount from another motorhome or private car policy. We will not accept no claims bonus where there has been a gap of more than 2 years or where it is already in use on another policy or vehicle.

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Refer your friends and you'll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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