What is converted campervan insurance?
Converted campervan insurance is financial protection that covers you when your vehicle is parked up or on the road. A policy can include cover for traffic accidents, theft, accidental damage, or personal injury for you and your passengers.
Whether you’re insuring a self-converted campervan or you've had it professionally converted, you can cover your vehicle through Ripe so you can focus on enjoying spending time and visiting new places with your pride and joy.
Do you need specific insurance for converted campervans?
Motorhome and campervan insurance through Ripe covers professionally and DIY converted campervans and motorhomes, so you can get the same benefits of our standard policy, without having to take out a specific insurance policy.
The only difference is that for a conversion, the DVLA has certain requirements your vehicle has to meet for it to be classed as a Motor Caravan. If the conversion doesn’t meet these requirements, it wouldn’t be classed as a Motor Caravan, and we wouldn’t be able to insure it.
Why choose Ripe for campervan conversion insurance?
The freedom of flexible cover
The flexibility of our insurance gives you the freedom to choose your cover options and only ever pay for what you need.
Simplicity is the key
We’ve made sure everything’s taken care of, with automatic checks including driving licence validation and claims experience, resulting in a speedy online quote and buy process.
Conversions covered
If you’ve been creative and made your home on wheels your own, cover can be provided for DIY conversions too.
What does campervan conversion insurance cover?
What's covered
- Public Liability cover - unlimited cover for death or injury caused to a third party. Up to £20m for third-party property damage, up to £5m for legal costs
- Theft, accidental damage, fire, and flood cover
- Equipment and accessories
- New-for-old cover - for a new, less than 2 years old or fewer than 12,000 miles
- Emergency accommodation cover - hotel or replacement vehicle hire
For the full list of what's covered, view the important documents below or product information document.
What's optional
- Enhanced windscreen coverPersonal accident - serious injury or death following an accident
- Continental Europe - up to 90 days travel in one trip or 180 days in the year
- Legal expenses - covers legal costs and expenses for personal injury, uninsured loss recovery, property infringement, property damage and identity fraud. You will also have access to a 24/7 legal advice helpline.
- Key cover - loss, damage or theft up to £1.5k
- Breakdown cover
What's not covered
- Carrying more than 8 passengers
- Claims made when renting out your campervan
- Can’t be primary residence - or slept in for more than 9 months of the year
- Vehicle being used for business and travelling or to or from your place of work
- Claims where driver does not have a licence or is disqualified
- A vehicle that isn't registered as a motorhome or campervan with the DVLA or doesn't meet DVLA's recommended requirements to be converted to a motorhome or campervan.
Campervan & Motorhome Insurance Booklet (PDF 265 KB)
