Underwritten by Aviva Insurance Limited

Protect you and your bike with specialist cycling insurance

Protecting cyclists all over the UK

  • UK customer service team
  • Rated 'Excellent' on Trustpilot
  • Underwritten by Aviva
  • Multi-bike discount

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Why choose Ripe for cycling insurance?

New for Old replacement

If your bike is stolen, and it was bought new and is less than 3 years old, we’ll replace it with a brand new bike.

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Public Liability cover for accidents

If you’re deemed liable for accidentally injuring someone or damaging property whilst cycling, we’ll cover the costs of any claims made against you.

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Ripe Guarantee

At Ripe we take good care of you with great cover and exceptional service at the right price.

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Just some of the bikes we insure...

What does our cycling insurance cover?

Bike cover for Theft, Loss & Accidental Damage up to £30k

This covers theft of your bicycle from your home, away from home or from a motor vehicle. Cover also includes malicious damage to your bicycle, accidental damage and loss.

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Public Liability cover up to £5m

Protects you if you accidently injure another person or damage third party property whilst riding your bike.

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Excess Waiver

The excess is the amount that you must pay of any agreed claim. By selecting excess waiver, you won’t have to pay a penny in the event of a claim.

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Personal Accident cover up to £50k

Covers you if you’re involved in a cycling accident that results in permanent disability or death. Also covers physiotherapy, broken bones, hospitalisation and emergency dental expenses relating to your cycling accident.

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Legal Expenses cover up to £50k

Covers you if you need to pursue a civil claim following a cycling accident that you were involved in.

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Bicycle Accessories up to £1k

Your accessories are an important part of your gear. We can cover your helmet, shoes, jerseys, vests, glasses, goggles, helmet mounted cameras, GPS units and lights where there’s also a claim to your bike.

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Useful information on Bicycle Insurance

We know about more than just bicycle insurance - take a look at our caravan guides and articles.

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What to Do When Your Bike Is Stolen

It's important to act immediately if your bike is stolen. Here is a guide on the important first steps you need to take.

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Our Top 7 Safety Tips For Cycling At Night

Cycling at night can be daunting, but there are things you can do to keep yourself safe.

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Top Tips For Avoiding Saddle Sores When Cycling

Saddle sores can be quite a common problem for regular cyclists. Here are a few tips on how you can avoid them.

Check out some of our great reviews

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