Cricket Club Insurance
Coming soon for those who run cricket clubs and societies in their local communities.
What is cricket club insurance?
Cricket club insurance is a form of financial protection that covers cricket clubs and similar-sized cricket businesses and societies in the event of accidents or third-party claims.
There are various risks associated with either owning a cricket club or operating a business from the premises. For example, equipment theft, flood or storm damage, and third-party claims for injury or property damage are all important considerations.
Cricket club insurance is designed to protect you and your business against these and more.
Why should I consider cricket club insurance?
Launching a sports business such as a cricket club is exciting, but it’s easy to forget that the heightened responsibility can carry additional risks.
Cricket club insurance is designed to protect you and your business in the worst-case scenarios so that you can get back up and running again quickly in the event of a claim.
Let’s say one of your clients trips up and hurts themselves during a session and makes a claim against you, or part of the cricket club is damaged in a bad fire or storm—this could devastate your business if you didn’t have the right financial protection and insurance in place.
Specialist cricket club insurance can protect you and your business should the worst happen, and if you employ staff at your club, too, having Employers’ Liability and Public Liability cover is also very important.
How much does cricket club insurance cost?
The cost of your cricket club insurance varies depending on a few factors, including:
- your annual turnover
- the number of club employees
- the location of the business
- the type and level of cover you choose
Many companies only provide pre-bundled packages, which can mean you end up paying for add-ons you don’t need or won’t ever use.
However, through Ripe, you can build your own policy online, so you won’t ever pay for anything you don’t need. Get a personalised quote here for a more accurate picture of what your cover could cost.
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Do I need Public Liability Insurance for a cricket club?
You’re not legally required to hold Public Liability cover as part of your cricket club insurance policy. However, you may find that protecting your business against third-party claims gives you more peace of mind.
Is cricket club insurance a legal requirement?
Cricket club insurance is not a legal requirement—however, Employer's Liability is a legal requirement if you employ staff at your cricket club.
Other forms of cover aren’t compulsory, but you may still wish to consider protecting your business against other risks, business interruption, damage to equipment or theft.
