What is static caravan insurance?

As your static caravan is like a home from home, why wouldn’t you want to ensure it’s protected just the same as your actual house?

Static caravan insurance is specialist insurance which protects your caravan against damage. It also provides protections for things such as theft or damage of to the contents of your caravan.

Along side the above, you can also get public liability cover as part of static caravan insurance, meaning if someone was injured while in your caravan, you would be protected.

Do you need static caravan insurance?

By law you don’t need to have static caravan insurance, however it is something to consider.

As static caravan owners only spend an average of three to four weeks a year in their caravan—with the site often far away from home—there is a real risk that your caravan could be broken into or vandalised during your periods away from it.

Static caravans are also more vulnerable to the elements than your usual bricks and mortar home. Whether it be a storm, lightening, flooding or even frost damage the cost to repair your static caravan can be overwhelming without the protection of insurance.

How much does static caravan insurance cost?

The cost of specialist static caravan insurance can depend on many factors. For example, when thinking about how much your policy could be it is best to consider:

• the age of your caravan
• the location of your chosen holiday park
• the value of your static caravan and its contents
• security measures in place, such as alarm systems)
• your chosen level of cover

You can find out the cost to protect your static caravan with a free instant online quote from Ripe.

What does static caravan insurance cover?

If you’re considering a static caravan insurance policy, you may be interested in what protection it would provide for your caravan.

With Ripe, static caravan insurance covers, but isn’t exclusive to:

• Theft and damage cover for your static caravan
• New-for-old replacement cover if your caravan is less than 10 years old, however if it’s older we can still cover it at market value
• Up to £2m Public Liability cover is included as a standard to protect your against third-party claims
• £10,000 of cover is there to help with the additional costs of removing your static caravan if it were to be damaged and to help with delivering and re-sitting a new one
• Contents cover for events such as theft, loss or damage up to the value of £30,000 with a single item limit of £1,000
• Frozen food cover in case there is a malfunction to your freezer covering up to the value of £750
• If money were to be stolen from your caravan this is covered up to £250

More information on the cover exclusions and optional cover is available on our static caravan page.

Specialist static caravan insurance with Ripe Caravans

Having a home from home is wonderful, but with all the risks involved it may be worth considering specialist static caravan insurance so that you’re protected if an costly incidents may happen.

Through Ripe Caravan, you can get cover which protects your caravan from the elements, theft and even loss.

Click here to learn more about how we can help, or get an instant online quote today.