{{vm.SummaryPageTitle}}

Total charge*

{{vm.calculationResult.PolicyPremium | currency:'£'}}

Monthly payment option available at checkout

*Including Insurance Premium Tax (12%) and an admin fee.
If you're a resident of the Channel Islands or Isle of Man, you will be charged UK IPT. However, we will automatically refund the full IPT charged to you on or around 21 days after the start date of your policy.

includes {{vm.calculationResult.TradePercentageAdjustment * -1}}% Profession Discount

Your cover

Public or Products Liability

{{vm.plCoverAmount()}}

Cost

{{vm.calculationResult.PlPremium | currency:'£'}}

Excess

{{vm.quote.Trade.UPExcess | currency:'£':0}} (Damage to underground pipes, cables or services)

{{vm.quote.Trade.HeatExcess | currency:'£':0}} (Damage to property caused by or arising from the use of welding or heat cutting equipment, blow lamps, torches, hot air guns or any other work involving the use or application of heat)

{{vm.quote.Trade.TppdExcess | currency:'£':0}} (Third party property damage only)

Change?

Employers' liability

£10m

Cost

{{vm.calculationResult.ElPremium | currency:'£'}}

Injury to working partners

{{vm.calculationResult.IwpPremium | currency:'£'}}

Fixed woodworking machinery

{{vm.calculationResult.FwmPremium | currency:'£'}}

Change? Remove

Tools

{{vm.tcCoverAmount()}}

Cost

{{vm.calculationResult.TcPremium | currency:'£'}}

Excess

£250 (caused by theft or attempted theft from any unattended motor vehicle or trailer not contained in a securely locked building or guarded security park)

£60 (all other claims)

Change? Remove

Contract Works

{{vm.cwCoverAmount()}}

Cost

{{vm.calculationResult.CwPremium | currency:'£'}}

Excess

£500 (damage caused by theft, attempted theft of malicious damage)

£250 (all other claims)

Change? Remove

Own Plant

{{vm.opCoverAmount()}}

Cost

{{vm.calculationResult.OpPremium | currency:'£'}}

Excess

£500 (damage caused by theft, attempted theft or malicious damage)

£250 (all other claims)

Change? Remove

Hired-in Plant

{{vm.hipCoverAmount()}}

Cost

{{vm.calculationResult.HipPremium | currency:'£'}}

Excess

£500 (damage caused by theft, attempted theft or malicious damage)

£250 (all other claims)

Change? Remove

Goods in Transit

£500

Cost

{{vm.calculationResult.GitPremium | currency:'£'}}

Change? Remove

Accidental Death

£10,000

Cost

FREE

Cover start date

{{vm.quote.PolicyStartDate | date:'dd/MM/yyyy'}}

Total amount

{{vm.calculationResult.PremiumNoDiscount | currency:'£'}}

{{vm.calculationResult.DiscountFactor * 100}}% Introductory discount

{{vm.calculationResult.DiscountFactor * 100}}% Profession Discount

{{vm.calculationResult.DiscountValue * -1 | currency:'£'}}

No claims discount

{{vm.calculationResult.NcdAmount * -1 | currency:'£'}}

Insurance Premium Tax (IPT) {{vm.calculationResult.IptRate * 100}}%

{{vm.calculationResult.PolicyPremiumIptAmount | currency:'£'}}

Admin fee

{{vm.calculationResult.AdminFee | currency:'£'}}

Total cost

{{vm.calculationResult.PolicyPremium | currency:'£'}}

Change?

Not quite ready?

So you don't forget to take advantage of this price, email your quote and buy it later.

Your quote

Including Insurance Premium Tax (12%) and an admin fee.

{{vm.tradesFooter.policyPremium | currency:'£'}}

0800 668 1552

© Ripe Thinking Limited 2024

Ripe Insurance Services Limited is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No 04507332.